Car Loan Enquiry

Imagine owning the car of your dreams with no inflated payments, no extra fees, and no early repayment penalties.

Imagine owning the car of your dreams with no inflated payments, no extra fees, and no early repayment penalties.

People First Credit Union offers you the option to purchase your car outright, unlike many car finance agreements.

We offer two different interest rates depending on the amount you borrow, so you won't have to worry about high interest when you borrow more.

Car Loan Up To €25,000 @ 8.99% [9.37% Representative APR]

Monster Car Loan Over €25,000 @ 6.99% [7.22% Representative APR]

Please note that this is an enquiry form, not a loan application. One of our lenders will look into your enquiry and get in touch with you to discuss the options available to you and answer any of your queries.

Personal Details

Loan Details

If you wish, you can enter additional information for our lending team here.

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Representative Example

For a car loan of €12,000 over 3 years: 36 monthly repayments of €381.67 at an interest rate of 8.99% (9.37% APR). Total amount repayable is €13,739.21 (including cost of credit of €1739.21).


Terms and conditions apply. More information and full terms and conditions available below.

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Find your dream home with a competitive mortgage from People First Credit Union. Benefit from professional, friendly service as our dedicated advisor guides you every step of the way. Unlock your home's potential with us today!
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This calculator is for illustrative purposes only and is intended to provide an overview of the potential cost of borrowing. While every effort has been made to ensure the accuracy of the information provided, People First Credit Union and its staff cannot accept responsibility for any errors or omissions .The results provided are indicative only and do not constitute a loan offer. Actual repayments may vary. All loans are subject to approval. Terms and conditions apply. This is a variable rate loan. Interest rates and repayment amounts may change over time.

Loans are subject to approval. Lending criteria, terms & conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Warning: For variable rate loans, the cost of your monthly repayments may increase.

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer. People First Credit Union or its staff cannot be held responsible for any errors or omissions.