Why should you choose a debt consolidation loan?

  • You will only have one manageable repayment, reducing all of your direct debits and standing orders
  • You may be finished paying your debt earlier, and it may cost you less
  • You can keep track and stay on top of your debt repayments
  • We do not charge penalties for early repayments or any transaction fees on our loans
  • We offer free loan protection insurance on our loans, subject to criteria
  • Our friendly, experienced loan team are on hand to offer flexible schedules and quick turnaround times

This example is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this example only provides an indicative quote and actual repayments may vary.

How much will it cost?

Debt Consolidation Loan
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What documents do I need?

  • 3 months bank statements (including Revolut)
  • 2 recent payslips (or other proof of income)
  • Statement showing current balances of your debts (e.g. credit card statements, car purchase statements etc.)
  • Photo ID (licence/passport)
  • Proof of Address dated within the last 6 months (mobile phone bill not accepted)

*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary

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Call our lending team to arrange an application.

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Loans are subject to approval. Lending criteria, terms & conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Warning: For variable rate loans, the cost of your monthly repayments may increase.

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer. People First Credit Union or its staff cannot be held responsible for any errors or omissions.