Personal Loan

Heading on holidays? Doing up the house?

Whatever the purpose, a personal loan with People First Credit Union is the way to go.

Quick turnaround times, easy applications and a team of professional local staff to make the whole process as seamless as possible.

  • Competitive interest rate of 8.99%
  • Flexible payment schedules.
  • Early repayment with no penalties.
  • No transaction fees.
  • Free loan protection insurance, subject to criteria.
  • Quick turnaround times from friendly, experienced loan officers.

*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary

Personal Loan
Weekly
% Apr
Monthly
% Apr

mths

Weekly
Interest
Total
Monthly
Interest
Total

Representative Example

€10,000 over three years at an interest rate of 8.99% (9.37% APR): 36 monthly repayments of €318, the cost of the loan is €1447 and total amount repayable is €11,447.

Purposes

  • Household Items
  • Wedding Expenses
  • Holidays
  • Car Repairs
  • Medical and Dental Expenses
  • Educational Expenses
  • Legal Fees
  • Computers

*Christmas, Holiday, Car Repairs have a maximum term of 5 years.

Warning: Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer, nor do any statements made on the website purport to constitute a legally binding agreement. People First Credit Union or its staff cannot be held responsible for any errors or omissions.

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Loans are subject to approval. Lending criteria, terms & conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Warning: For variable rate loans, the cost of your monthly repayments may increase.

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer. People First Credit Union or its staff cannot be held responsible for any errors or omissions.