Loans
We offer a diverse range of loan options tailored to meet your unique needs.
Whether you're planning home improvements, purchasing a car, consolidating debt, or investing in your business, our competitive interest rates and flexible repayment terms are designed with you in mind.
Enjoy the convenience of applying online, over the phone, in person, or through our mobile app, and benefit from no hidden fees or early repayment penalties.
It couldn't be easier...
- Once you are an active member - you are eligible to apply for a loan with us. All loans are individually assessed based on members ability to repay.
- Our loan assessments are not based on share values - you can apply for any loan amount with just €20 in your shares.
- Top Up loans or Second loans are available to all members!
Applying for a loan is easy! Decisions are made quickly on loan applications. You can apply for a loan online, in our offices, by phone or on our mobile app.
- Apply online, in person, over the phone, or on our app.
- Competitive Interest Rates
- Flexible loan repayment terms are available to suit your needs
- No hidden fees or charges and no penalties for repaying early
- Free Loan Protection Insurance - subject to criteria
Maximum Loan Term :
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of information, People First Credit Union, or any of its staff, cannot be held responsible for any errors. This calculator only provides an indicative quote and actual repayments may vary. Loans are subject to approval, terms and conditions apply. This is a variable rate loan: The payment rates on this home loan may be adjusted from time to time. Warning – Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Warning: For variable rate loans, the cost of your monthly repayments may increase.
Warning: Your home is at risk if you do not keep up repayments on a mortgage or any other loan secured on it.
Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer, nor do any statements made on the website purport to constitute a legally binding agreement. People First Credit Union or its staff cannot be held responsible for any errors or omissions.
Applying for a Loan
Applying for a loan is easy. Decisions are made quickly on loan applications.
You can apply for a loan online, in our offices, by phone or on our mobile app. Click below to apply today.
We’ll be delighted to help you with your loan application.
Please note: You’ll need to provide 3 months' up-to-date bank statements and two recent payslips with your loan application, you will also need to have your account updated with current ID and proof of address.
Loan officers may request additional documentation depending on the loan amount and purpose.
