Business Loans

Backing your business with easier, faster access to credit

Invest in the future of your business with our Business Loan, because like you, we're local.

Backing your business with easier, faster access to credit

Invest in the future of your business with our Business Loan.

Because like you, we're local. Discuss your business loan today, contact us on 057 8622594 or visit our loan calculator to discover your repayment options. For more details and standard information on our Business Loans, click here

When your business circumstances change, your ability to pay back your loan can be affected. We can arrange payment breaks and interest-only options with you. So paying back your loan can be as stress free as possible.

Get your business back on track Today!

Loans up to €200,000

  • No charges for early repayments
  • Ideal for short-term funding
  • Fixed rate loan
  • Flexible repayments

Fill out your details through our enquiry form and a member of our staff will contact to run through your options.

Enquiry Form :

Contact Us

SME Term Loan
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*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary

Benefits and Features
  • Decisions are made locally
  • Our loan application process is quick and efficient
  • Competitive interest rates with flexible repayment terms
  • Interest is calculated on the reducing balance so you may pay less interest with each repayment
  • No Fees and No Penalties if you repay your loan early
  • You are supporting your local Credit Union
How to apply

Contact our Loans Team 057 862 2594 or Email


The cost of your repayments may increase 

Not a Member? Not a Problem!

You can become a member and apply for a loan immediately.

Loans are issued on your ability to repay the loan not on your savings history.

Details of how to become a member are found here 

Terms & Conditions
  • Loan Term will be matched to the loan purpose
  • Security may be required
  • Business Plans are required for all loan requests greater than €25,000
  • Other lending criteria, terms and conditions will apply

Loans are subject to approval. Lending criteria, terms & conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Warning: For variable rate loans, the cost of your monthly repayments may increase.

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer. People First Credit Union or its staff cannot be held responsible for any errors or omissions.