Buy Now, Pay Later Loan

We have teamed up with your local retailers and service providers to offer a quick and easy way for members to pay for goods or services.

Why is a Buy Now, Pay Later loan of benefit to me?

  • Our Buy Now, Pay Later loan helps you to avoid high interest rate credit cards or money lenders and avail of a more reasonable cost of credit.
  • You won't pay a transaction fee and do not have to wait to get the goods and services when you take out this loan with us.

How does it work?

  • You choose the good or service from a partner retailer or service provider, we pay them on your behalf and you repay us. Simple!
  • Members have the peace of mind knowing they will not be hit with hit credit card payments as we will set up easy repayment plans with no high interest fees or hidden costs.

Our retail and service partners

Ready to apply?

Just quote "Buy Now, Pay Later" when applying and our loan officers will be delighted to help.

Apply online

Our easy online process takes you through the whole application.


Apply on the go

Face to Face

Come and chat with one of our financial advisors in any of our branches.

View our hours

Phone a Loan

Call our lending team to arrange an application.


Representative Example

For a €10,000 loan over three years at an interest rate of 8.99% (9.2% APR) with 156 weekly repayments of €73 per week, the cost of the loan is €1413 and the total amount repayable is €11,413.

*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary

Buy Now, Pay Later
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Click our brochure to find out more.

Loans are subject to approval. Lending criteria, terms & conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Warning: For variable rate loans, the cost of your monthly repayments may increase.

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer. People First Credit Union or its staff cannot be held responsible for any errors or omissions.