Home Improvement Loan
Are you dreaming of making your nest bigger, brighter or warmer?
People First Credit Union offers home improvement loans with competitive interest rates to help you achieve the renovations of your dreams.
We offer two different interest rates depending on the amount you borrow, so you won't have to worry about high interest when you borrow more.
Loan up to €30k Loan over €30k
Option for staged drawdown for loans over €100k.
No extra fees or early repayment penalties.
Simple application and draw-down process.
Professional, friendly service from local staff.
- No deposit required.
- No lump sum payment required.
- No inflated payments.
- Flexible, tailored payment schedules.
- Free loan protection insurance, subject to criteria.
- Option for repayments by direct debit.
- Loans are based on your ability to repay, not solely on your savings.
- Open Banking allows for easy, secure communication of financial documents.
Home Improvement Loan up to €30,000
8.99% [APR 9.2%]
Representative Example
A typical loan of €12,000 over 3 years (36 months), repay €381.67 per month, total amount payable (including interest of €1739.21) is €13,739.21 [APR @ 9.37%.]
*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary
What documents do I need?
- 3 months bank statements (including Revolut if applicable)
- 2 recent documents proving income (e.g. payslips)
- Up-to-date Photo ID and Proof of Address
How much will my repayments be?
Calculate Repayments
Monster Home Improvement Loan over €30,000
6.99% [APR 7.2%]
Representative Example
A typical loan of €28,000 over 6 years (72 months), repay €477.37 per month, total amount payable (including interest of €6368.11) is €34,368.11 [APR @ 7.22%.]
*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary
What documents do I need?
- 3 months bank statements (including Revolut if applicable)
- 2 recent documents proving income (e.g. payslips)
- Up-to-date Photo ID and Proof of Address
- Quote from supplier with a breakdown of costs.
- Additional documentation may be requested by our lenders.
How much will my repayments be?
Calculate Repayments
Apply on the go
