Car Loan
Imagine owning the car of your dreams...
People First Credit Union offers you the option to purchase your car outright, unlike many car finance agreements.
Car Loans up to €25K Car Loans over €25KAvailable for new or second-hand cars.
No extra fees or early repayment penalties.
You own the car immediately.
Professional, friendly service from local staff.
- No deposit required.
- No lump sum payment required.
- No inflated payments.
- Flexible, tailored payment schedules.
- Free loan protection insurance, subject to criteria.
- Option for repayments by direct debit.
- Loans are based on your ability to repay, not solely on your savings.
- No penalties for early repayment.
Car Loan up to €25K
8.99% (9.37% APR)

Representative Example
A typical loan of €12,000 over 3 years (36 months), repay €381.67 per month, total amount payable (including interest of €1739.21) is €13,739.21 [APR @ 9.37%.]
*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary
What documents do I need?
- 3 months bank statements (including Revolut if applicable)
- 2 recent documents proving income (e.g. payslips)
- Up-to-date Photo ID and Proof of Address
How much will my repayments be?
Calculate RepaymentsMonster Car Loan over €25,000
6.99% (7.22% APR)

Representative Example
A typical loan of €28,000 over 6 years (72 months), repay €477.37 per month, total amount payable (including interest of €6368.11) is €34,368.11 [APR @ 7.22%.]
*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary
What documents do I need?
- 3 months bank statements (including Revolut if applicable)
- 2 recent documents proving income (e.g. payslips)
- Up-to-date Photo ID and Proof of Address
How much will my repayments be?
Calculate Repayments