Car Loan

Imagine owning the car of your dreams...

People First Credit Union offers you the option to purchase your car outright, unlike many car finance agreements.

Car Loans up to €25K Car Loans over €25K

Available for new or second-hand cars.

No extra fees or early repayment penalties.

You own the car immediately.

Professional, friendly service from local staff.

  • No deposit required.
  • No lump sum payment required.
  • No inflated payments.
  • Flexible, tailored payment schedules.
  • Free loan protection insurance, subject to criteria.
  • Option for repayments by direct debit.
  • Loans are based on your ability to repay, not solely on your savings.
  • No penalties for early repayment.

Car Loan up to €25K

8.99% (9.37% APR)

Representative Example

Representative Example

A typical loan of €12,000 over 3 years (36 months), repay €381.67 per month, total amount payable (including interest of €1739.21) is €13,739.21 [APR @ 9.37%.]

*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary

What documents do I need?

  • 3 months bank statements (including Revolut if applicable)
  • 2 recent documents proving income (e.g. payslips)
  • Up-to-date Photo ID and Proof of Address

How much will my repayments be?

Calculate Repayments

Monster Car Loan over €25,000

6.99% (7.22% APR)

Representative Example

Representative Example

A typical loan of €28,000 over 6 years (72 months), repay €477.37 per month, total amount payable (including interest of €6368.11) is €34,368.11 [APR @ 7.22%.]

*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary

What documents do I need?

  • 3 months bank statements (including Revolut if applicable)
  • 2 recent documents proving income (e.g. payslips)
  • Up-to-date Photo ID and Proof of Address

How much will my repayments be?

Calculate Repayments

Apply online

Our easy online process takes you through the whole application.

APPLY NOW

Apply on the go

Face to Face

Come and chat with one of our financial advisors in any of our branches.

View our hours

Phone a Loan

Call our lending team to arrange an application.

CALL US

Loans are subject to approval. Lending criteria, terms & conditions apply.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Warning: For variable rate loans, the cost of your monthly repayments may increase.

Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer. People First Credit Union or its staff cannot be held responsible for any errors or omissions.