Personal Loan
Heading on holidays? Doing up the house?
Whatever the purpose, a personal loan with People First Credit Union is the way to go.
Quick turnaround times, easy applications and a team of professional local staff to make the whole process as seamless as possible.
Purposes
- Household Items
- Wedding Expenses
- Holidays
- Car Repairs
- Medical and Dental Expenses
- Educational Expenses
- Legal Fees
- Computers
*Christmas, Holiday, Car Repairs have a maximum term of 5 years.
Maximum Loan Term :
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. Whilst every care has been made in the production of information, People First Credit Union, or any of its staff, cannot be held responsible for any errors. This calculator only provides an indicative quote and actual repayments may vary. Loans are subject to approval, terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears and this may affect your credit rating which may limit your ability to access credit in the future.
- Competitive interest rate of 8.99% (9.37% Representative APR)
- Flexible payment schedules.
- Early repayment with no penalties.
- No transaction fees.
- Free loan protection insurance, subject to criteria.
- Quick turnaround times from friendly, experienced loan officers.
*Examples and calculators provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator and example only provide an indicative quote and actual repayments may vary
Representative Example
A personal loan of €10,000 over three years at an interest rate of 8.99% (9.37% Representative APR): 36 monthly repayments of €318, the cost of the loan is €1447 and total amount repayable is €11,447.
Examples provided are for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors or omissions. Please note that this example only provides an indicative quote and actual repayments may vary.
Warning: Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Warning: For variable rate loans, the cost of your monthly repayments may increase.
Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at People First Credit Union. It does not constitute a loan offer, nor do any statements made on the website purport to constitute a legally binding agreement. People First Credit Union or its staff cannot be held responsible for any errors or omissions.
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