Student Loan

Heading to college?

We are here to help by offering low-cost loans, free banking, overdrafts, scholarships and a team of friendly staff.

We're giving away €7,000 in scholarships!

If you're heading to college for the first time, you could be in with the chance to win €1,000. Click below to find out more information.

Find out more

Our low-interest student loan

  • One of our lowest rates! 6.7% APR.
  • Flexible payment schedules.
  • Early repayment with no penalties.
  • No transaction fees.
  • Free loan protection insurance, subject to criteria.
  • Quick turnaround times from friendly, experienced loan officers.

Representative Example: €10,000 over two years at an interest rate of 6.5% (6.7% APR), 105 weekly repayments of €102, the cost of the loan is €672 and total amount repayable is €10,672.

Student Loan
6.7% Apr



Apply online

Our easy online process takes you through the whole application.


Apply on the go

Face to Face

Come and chat with one of our financial advisors in any of our branches.

View our hours

Phone a Loan

Call our lending team to arrange an application.


Students get a MYCU Current Account with no monthly fees!

Our new MYCU Current Account is a fully-functioning current account that includes a debit Mastercard®... and students aged 18-24 qualify for concession banking which means no maintenance fees!

  • Bank anywhere with Mobile and Online Banking
  • Access to your money 24/7
  • Can be used in-store, online or at an ATM
  • Contactless payments
  • Overdrafts with no surcharge interest
  • Transparent fees, no penalty charges
  • 24/7 support for lost or stolen debit cards
  • Standing orders
  • Direct debits
  • Accepted globally anywhere you see Mastercard® Acceptance Mark
  • Multi-factor authentication to increase security of electronic payments
  • The same local, friendly service from your credit union.

Apply online

Log in to your online banking and click New Current Account to apply.


To apply for the MYCU Current Account and MYCU Debit Card you are required to be a member of your credit union and be aged 16 years or older. Terms and conditions apply. Overdrafts may be available to MYCU Current Account holders who are aged 18 years or older. Lending criteria and terms and conditions apply.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The MYCU Debit Card is issued by UAB PayrNet pursuant to license by Mastercard International Inc. UAB PayrNet is authorised by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions (ref LB001994). Google, Android and Google Pay are trademarks of Google LLC. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.