Minor Accounts

Small Steps, Big Futures

A minor account is a safe, parent-guided account designed for children ages 0–15 years old.

We welcome members of all ages!

Parents and guardians may open accounts for children under 16. Minor accounts cannot be opened online, contact us to make an appointment.

If your child is under 7, they do not need to present to open the account.

If your child is over 7, they need to be present to open the account and for all withdrawals on the account.

Required Documents

  • Child’s Proof of ID (Passport or Birth Certificate)
  • Parent/Guardian’s Proof of Address (dated within last 6 months)
  • Parent/Guardian’s Proof of ID (Passport or Driving Licence)

Please note: We operate a sole guardianship policy. This means that only the parent/guardian who opens the account will be permitted to operate the account with the child.

NB: We cannot accept the Public Services Card for Proof of ID, Proof of PPSN, or Proof of Address.

How to open a minor account

1. Book an appointment

Minor Accounts can only be opened in-branch, but usually it takes less than 15 minutes to open the account! Call us on 057 86 22594 or email info@peoplefirstcu.ie to make your appointment.

2. Attend your appoinment

Call into your local branch at your appointment time with your documents. One of our Member Services Officers will take your details and open your account.

You'll need to lodge a minimum of €5 to activate the account.