Helping Families Navigate Back-to-School Costs

At People First Credit Union, we understand these hardships first-hand. As a member-owned, community-focused institution, our mission is clear: putting people first, not profits. That’s why we’re proud to offer a practical, transparent and affordable solution to help families manage back-to-school expenses—at the same rate as our Student Loan.

Back-To-School Loan= Same Great Rate as Student Loan

• Our Student Loan comes with a low 6.5 % interest rate (6.7 % representative APR).

• We're offering our Back-to-School Loan at that very same low rate, ensuring families access the same favorable borrowing terms normally reserved for third-level education.

Personalized Flexible Support

• Tailored repayment schedules are available to suit your individual needs and budget.

• Our local branch teams are ready to help with budgeting advice and financial planning.

Empowering Financial Education

We equip members with resources to ease the back-to-school burden, including tips like opting for generic uniforms, buying second-hand books, and avoiding unnecessary extras.

As a member of People First Credit Union, you’re more than a customer—you’re part of our community. We understand the stress families face when they skip essential items or go into debt just to get through September.

That’s why our approach is rooted in compassion, affordability, and real support—because every child deserves a great start to the school year, and every family deserves peace of mind.

For more details on our Student Loan or if you'd like to speak with a representative, click here or contact your local branch.