Experience Real-Time Euro Payments with SEPA Instant at People First Credit Union

Imagine sending money to a friend or family member and having it arrive instantly, even on a weekend or holiday. Sounds convenient, right? That’s exactly what SEPA Instant Payments at People First Credit Union makes possible.

What is SEPA Instant?

SEPA Instant is a revolutionary payment system that lets you transfer euros across participating banks in under 10 seconds. No waiting, no delays — your money moves as fast as you do.

With SEPA Instant, you can:

• Send and receive money instantly, anytime.

• Access funds 24/7, including weekends and public holidays.

• Use your existing online or mobile banking — no extra apps needed.

• Get immediate confirmation when your payment goes through.

Safety First: Verification of Payee

Security is a top priority. SEPA Instant incorporates Verification of Payee (VoP), which checks the recipient’s details before the money leaves your account. This reduces errors and ensures your payment goes to the right person.

Who Can Use SEPA Instant?

Most current accounts at People First Credit Union support SEPA Instant, but it’s always worth checking with your branch. While there are no specific transaction limits for instant payments, some accounts, like certain credit cards or deposit accounts, might not be eligible.

How to Get Started

Using SEPA Instant is easy:

• Check your account eligibility.
• Log in to online or mobile banking.
• Choose ‘Instant Transfer’ when making a payment.
• Enter the recipient’s IBAN and details.
• Confirm the transaction — and watch it happen in seconds!

Prefer in-person? Your local branch can help you make instant payments during opening hours too.

Why You'll Love it

Whether you’re paying a friend back for dinner, sending money to family, or handling a last-minute bill, SEPA Instant gives you peace of mind and speed. No waiting for banking hours. No stress about delays. Just fast, reliable payments when you need them most.

Have Any Questions?

Have questions about SEPA Instant? Visit our SEPA Instant Frequently Asked Questions here.

For more information on SEPA Instant, click here.